Athene at a Glance – Always Reaching Higher to Help You Achieve More.

Driven To Outperform So People Can Retire Remarkably

Annuities from Athene Annuity and Life Company can help you take on the challenges you can’t wait to face.

Financial strength rankings

A+, A+, A+, A1

S&P, Fitch, AM Best and Moody's¹

Assets²

$363.3 billion in total GAAP assets

$337.5 billion in total GAAP liabilities

$16.4 billion in total GAAP AHL shareholders' equity

Carrier in total
annuity sales.³

What makes Athene annuities different?

Strong index-linked growth potential
Market-leading protection features
Guaranteed income tailored to client needs

Athene annuities provide targeted solutions for:

Ahteme Annuities Provide Target Solutions

Drive. Discipline. Confidence.

Strategic decisions for outstanding and smart growth.

97% Our investment portfolio continues to be well-diversified with 97% of our fixed maturity securities, including related parties rated with NAIC 1 or 2 designations.⁴

¹ Financial strength ratings for Athene Annuity and Life Company, Athene Annuity & Life Assurance Company of New York and Athene Life Re Ltd. S&P, Fitch, A.M. Best’s and Moody’s credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. S&P rating as of January 2024 (A+, 5th highest of 21), Fitch rating as of September 2024 (A+, 5th highest of 19), A.M. Best rating as of June 2024 (A+, 2nd highest of 16) and Moody’s rating as of September 2024 (A1, 5th highest of 21). Athene Holding Ltd.’s credit rating is A-/A-/a- for S&P, Fitch and A.M. Best, respectively.

² Athene Holding Ltd. GAAP total assets, AHL shareholders’ equity and total liabilities as of December 31, 2024. Pledged assets and funds in trust (restricted assets) total $79.5 billion and net reserve liabilities of $225.9 billion as of December 31, 2024.

Athene Annuity and Life Company (AAIA), on a statutory basis, based on the financial statement as of December 31, 2024:

Total Admitted Assets:
Total Liabilities:

$277.85 billion
$273.95 billion

Reserves Required:

Direct:

Assumed:

Ceded:

Net:

$180.01 billion
$15.14 billion
$62.19 billion
$132.96 billion

Capital & Surplus:

Common capital stock:

Paid-in and contributed surplus:

Unassigned surplus:

$0.01 billion
$5.74 billion
$(1.85) billion

Total Capital & Surplus:

$3.9 billion

Athene Annuity & Life Assurance Company of New York (AANY), on a statutory basis, based on the financial statement as of December 31, 2024:

Total Admitted Assets:
Total Liabilities:

$5.28 billion
$4.96 billion

Reserves Required:

Direct:

Ceded:

Net:

$3.33 billion
$2.87 billion
$463 million

Total Capital & Surplus:	$318 million
Securities Pledged as Collateral (Cash):	$1.78 million

The individual subsidiary insurance company is responsible for meeting its ongoing insurance policy and contract obligations. Neither Apollo Global Management, Inc. nor Athene Holding Ltd. are responsible for meeting the ongoing insurance policy and contract obligations of the subsidiary insurance companies.

³ LIMRA U.S. Individual Annuities Sales Survey as of December 31, 2024.

⁴ As of December 31, 2024, 97% of $148 billion available-for-sale securities designated NAIC 1 or 2.

Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

This material is provided by Athene Annuity and Life Company (61689) headquartered in West Des Moines, Iowa, which issues annuities in 49 states (excluding NY) and in D.C.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Annuities contain features, exclusions, limitations and availability that vary by state and/or sales distributor. For a full explanation of an annuity, please refer to the product brochure, Certificate of Disclosure or prospectus (as applicable) and contact your financial professional or the company for costs and complete details. This material is a general description intended for general public use.